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IS IDENTITY THEFT INSURANCE WORTH IT?

Personal Identity Insurance: Essential Protection or Unnecessary Expense? Recently, I learned I was part of the National Public Data breach and my personal information was leaked on the dark web. This prompted me to research identity theft insurance – insurance that helps cover the costs associated with restoring your identity after it has been stolen […]

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National Public Data Breach: Is Your Personal Information at Risk? What You Need to Know And Do Right Now About the National Public Data Breach

How to Protect Yourself After the National Public Data Breach This has been a bad year for personal data. In 2024, there has already been over 1 billion records stolen. The latest breach involved hacking group USDoD, who breached a background check services company, National Public Data – resulting in a data leak of 2.9

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Why Turning Off Your Phone Isn’t Enough to Avoid Roaming Charges

Beware When Traveling Internationally: Your Phone Can Still Incur Roaming Charges Even When Turned Off Did you know your cell phone can still incur roaming charges while traveling internationally, even if it’s turned off? I learned about this earlier this week. This month, my cellular phone bill was $48 higher than usual. It turns out

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The Saga Continues: Trying to Resolve the Surface Ambulance Bill

I previously wrote about ambulance surprise bills. I discovered the issue after my wife received an invoice for $4,299.56 – the amount billed by the ambulance provider for the nine mile ride to the emergency room. Unlike many others, my wife and I were fortunate that our health insurer covered the ambulance invoice – we

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Baby Beware: Our Newborn Health Care Coverage Calamity

Allow me to share the harrowing ordeal we endured immediately after our son’s birth. The story involves health care coverage for my son right after his birth. Hopefully, our experience can serve as a guide to help others sidestep the stress and confusion that overshadowed what should have been a time of pure joy and

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